life Insurance
A conversation few wish to have but one that is necessary. Life Insurance is one thing we hope not to use but remember all those that needed it early in life and didn’t have it. Please, let us complete a no charge no obligation review. Allstate can quote from every major carrier in the US.
WHAT IS LIFE INSURANCE? +
Everyone deserves a secure financial future — and that's why life insurance is so important. Whether you're just starting out or you're getting ready to retire, a life insurance policy can help you give your family financial peace of mind if you are no longer there to provide for them.
WHAT ARE THE DIFFERENT TYPES OF LIFE INSURANCE? +
Whether you'd like to help your family maintain its current lifestyle, pay college costs or leave a legacy for future generations, Allstate has options to fit your needs and budget.
What is the difference between term life insurance and permanent life insurance? +
Term life and permanent life are the two main types of life insurance policies. Both offer a tax-free death benefit to your beneficiary/beneficiaries if you pass away. Term life insurance provides coverage for a set period of time and is often the lowest priced coverage option. Permanent life insurance provides the security of lifelong protection and can also build cash value over time.
What is universal life insurance? +
A universal life insurance policy offers flexible protection that can last up to your lifetime and includes various cash accumulation options.
What is whole life insurance? +
A whole life insurance policy offers predictable lifelong protection with the most guarantees, including a fixed premium and death benefit.
What is variable universal life insurance? +
A variable universal life insurance policy typically includes different investment options for your cash value, as well as flexibility in your death benefit.
How can life insurance help protect my family? +
Life insurance can help protect your family members when they suffer the loss of a breadwinner or stay-at-home parent. Life insurance allows a family to help maintain its standard of living by providing income-tax-free money to help pay for funeral expenses, pay off the mortgage, set aside college tuition for the kids and help provide financial peace of mind after the loss of a loved one.